Luxury brands

There are many reasons a person may need to apply for a payday loan. Payday loans, or short-term loans, are easily accessible loans that don't require a particularly high credit score to get. If approved, they can be paid in hours.…

Payday loans can be a debt trap for borrowers who cannot afford to make payments. Here's how you can pay off your payday loan balance before it's sent to debt collectors. (iStock) Payday lenders prey on borrowers with bad…

DebtHammer.org results show 80% say their short-term loan has made their financial situation worse instead of helping it Low-income households find saving impossible, but with the right strategy, it…

Payday loans provide a quick influx of cash, but should be considered options of last resort. You could pay interest rates equivalent to…

"Out of business." This sign is nothing new in the last 18 months. Thanks to the coronavirus pandemic, sales for many merchants have dried up, doors have been closed and employees have been laid off. But across Illinois, a state law…

Afterpay's new 'Retro' feature retroactively splits a payment into four instalments, which critics say is no better than a payday loan or payday advance. Announced on Wednesday and slated to launch next month,…

Image source: Getty Images Before visiting your local payday lender, consider the alternatives.…

Your options when you can't make your payments What options do you have when you're struggling to make your payments on a bad credit loan? First, you must admit that there is a problem for yourself. No doubt you'll try to think of…

In perhaps the most unprecedented change, the Consolidated Appropriations Act of 2021, designed to provide financial relief during the pandemic, included $3 billion specifically for the CDFI Fund, which provides…

The key is to shop around and find a loan at the most affordable rate and with the most favorable terms possible.If you are able to get a personal loan, you can significantly reduce the interest rate and borrowing costs you pay…

How does an alternative payday loan work?Alternative payday loans (PAL) are low value loans offered by federal credit unions. PALs are permitted by the National Credit Union Administration as long as certain guidelines are…

Are you in financial difficulty? If you are having financial difficulty and would like to speak to someone for free financial advice, information and assistance, you can call the Financial Advisors Hotline…

MMilitary members and their families do so much to serve our nation that it is surprising to find that they are being unfairly targeted by predatory moneylenders. But it is in fact the case. The Consumer Federation of America recently…

Payday lenders targeting low-income people are nothing new. Short-term, high-interest loans which are often intended for minorities in rural areas, have the potential to create a spiral of debt from which many find it difficult to…